Which program targets low-income children who are ineligible for Medicaid?

• A. CHIP
• B. Medicare
• C. Medicaid
• D. Private employer plan

Answer: (A)

CHIP, the Children's Health Insurance Program, is designed to cover children whose families earn too much to qualify for Medicaid but cannot afford private insurance. It acts as a safety net by filling the gap between Medicaid and private coverage, ensuring kids still get essential pediatric services like doctor visits, vaccines, and hospital care. CHIP is a joint federal‑state program, with eligibility and benefits that vary by state, but its purpose is specifically to reach low‑income children who would otherwise be uninsured. Medicare covers older adults and some disabled individuals, and private employer plans are private insurance tied to employment rather than a public program for low‑income children.