Which Medicare component covers hospital insurance?

• A. Part A
• B. Part B
• C. Part C
• D. Part D

Answer: (A)

Medicare organizes coverage by what costs it helps pay for. Hospital insurance specifically covers inpatient hospital stays and related care, such as care in a skilled nursing facility after a hospital stay, hospice, and some home health services. This focus on inpatient and acute hospital costs is why it’s provided under Part A. The other parts cover different areas: Part B covers outpatient medical services and doctor visits, Part C is the Medicare Advantage option that combines parts A and B (and often extra benefits), and Part D covers prescription drugs. So the hospital insurance you’re looking for is covered by Part A.